Our Church Insurance Coverage
Getting the right coverage for your church gives you the peace of mind that comes from knowing you’re prepared for the unexpected, freeing you to focus on worshiping and serving your community.
Religious Institutions We Serve
We insure a range of religious institutions, including:
- Churches
- Synagogues
- Temples
- Mosques
- Chapels
- Houses of worship with faith-based schools
Optional Forms Coverage For Churches
Here’s a look at some of the optional insurance coverages we offer to churches and other religious institutions.
- Religious Directors And Officers Insurance
- Employee Benefits Liability
- Cyber Liability
- Crisis Response
- Abuse And Molestation Coverage
- Cemetery Liability
- Personal Religious Counseling
- Key Employee Replacement
Every church should obtain the following policies, as they are critical to the success and financial protection of the religious institution:
General Liability
A general liability policy from Burton & Company can protect your church in the event of lawsuits and injuries. It can cover medical expenses, damages and attorney fees that you are legally responsible for.
Workers Compensation
A workers compensation policy will cover the medical expenses and a portion of the lost wages for any of your church’s employees who become injured or ill at work.
Business Income Insurance
If your church needs to close temporarily because of a direct physical loss or damage, business income insurance can replace lost net income during the restoration. It can also cover continuing normal operating expenses and pay for relocation expenses should you need to set up worship elsewhere while awaiting repairs. It typically covers events beyond your control, such as:
- Fire
- Hail
- Damage from vehicles or aircraft
- Vandalism
- Wind
Commercial Automobile Insurance
Keep your church’s vans, buses and other vehicles protected with liability and physical damage coverage. Whether your church uses vehicles to run errands, transport passengers or attend charity events, commercial auto insurance provides valuable protection.
Commercial Property Insurance
Protect your church against damage caused by incidents such as fires, storms and burst water pipes with commercial property insurance. It can protect your building as well as your furniture and equipment in the event of a covered peril. Many religious institutions’ properties contain multiple buildings and features that can be difficult to value, such as headstones, so working with agents who are experienced in church insurance is essential.
Business Owners Policy
A business owners policy offers liability coverage as well as protection for your church’s building and property. It is a package policy that is often more affordable than purchasing liability and property insurance separately.
Reach Out To Burton & Company Today
Your church has unique coverage needs, and Burton & Company has a range of insurance policies that are up to the task. We have agents who specialize in the unique challenges that religious institutions like yours face. Whether your church property needs to be insured or you are looking for coverage for your employees, finding the right policy can protect your organization’s financial health so you can devote your full attention to your mission. To get started, call us at (888) 652-1325 or request a quote online today.
