ATV Insurance From Burton & Company
Here are some of the ATV insurance coverage options we offer individuals and families and their investments.
Bodily Injury Liability
The bodily injury liability component of our ATV insurance is potentially one of its most valuable aspects because it pays for the damages to any third parties who are injured or killed in an accident that is associated with your ATV. It can also cover your legal fees in the event that someone involved in an accident you caused decides to sue. Bodily injury liability limits are typically set at an amount per person and a total amount per accident.
Property Damage Liability
In much the same way that the bodily injury liability component covers damage to other individuals, the property damage liability component will pay for any damage that you caused to another person’s property while operating your ATV. This might include their personal property, such as belongings, or their home or yard.
This optional coverage will pay to repair any damage that your ATV incurs in a collision with another vehicle. It can also cover damage if your ATV overturns. You can choose a deductible that you are comfortable with, and this may help you to keep your premium lower. If you have financed the purchase of your ATV or you are leasing it, you may be required to get collision coverage.
Comprehensive coverage will pay for damage that is caused by something other than a collision with another vehicle. For example, it can cover the loss of your ATV resulting from flooding, earthquakes, fires, vandalism, theft and other covered events. It is an optional type of coverage, and you can choose a deductible that works for you and your budget.
This is another optional component that can pay for your expenses if you or someone who is riding your ATV is injured by another party who does not have sufficient insurance. It’s helpful if you get in an accident that is someone else’s fault and they do not have the right insurance.
This optional component can cover medical expenses incurred by people who are injured while riding your ATV, such as X-rays, ambulance transportation, operations and hospital admissions.
Get In Touch With Burton & Company
Before you hit the trails with your ATV, make sure you have the right insurance coverage in place with help from Burton & Company. We’ll work with you to determine the type of coverage you need and draft a policy that suits your budget. Reach out today by phone at (888) 652-1325 or request a quote online to find out how ATV insurance can help ensure that your off-road adventures do not result in a major financial setback.