Our RV Insurance Coverage
We offer a multitude of RV insurance coverage types that we can tailor to suit the needs of your motorhome, travel-trailer or other RV, as well as your budget. Here’s a look at what is typically included in basic RV insurance coverage.
Bodily Injury Liability
Should you cause an accident with your RV that causes another person to be injured, this can pay their medical bills as well as their loss of income. At a minimum, this type of liability coverage is required in most states.
Property Damage Liability
In the event that you cause an accident, this can help to pay for the damages caused to another party’s vehicle or property.
Collision
Collision coverage will pay for damage to your motorhome or RV if you are involved in an accident with another vehicle, regardless of who is determined to be at fault. It also provides coverage for motorhome or RV rollovers. This type of insurance is typically required if you finance or lease your RV.
Comprehensive Coverage
Comprehensive coverage can pay for damages to your RV that are caused by something other than a collision. For example, it may cover damage due to floods, storms, fires, falling objects, theft, vandalism and certain other types of natural disasters.
Underinsured Motorist
We have RV policies that can provide you protection in the event that you are involved in an accident with another driver who does not have enough insurance to cover damages that they were responsible for.
Uninsured Motorist
This coverage can protect you against drivers who do not have liability insurance or cannot pay for the damages or injuries that they cause to you, your RV, or your passengers. It may also provide protection for certain types of hit-and-run accidents.
Medical Payments
Medical payments policies can help to cover the medical bills of you and your passengers should your RV be involved in an accident, no matter who is found to be at fault.
Optional Coverage For RVs
We also offer several types of optional coverage that can provide protection for a range of issues you may encounter on the road.
Roadside Assistance
Roadside assistance can provide you with 24/7 emergency help for tire changes, jumpstarts, tows or fuel emergencies, in addition to trip interruption expenses that occur if you are more than 50 miles from home.
Safety Glass Replacement
This can cover the replacement cost if your RV or motorhome needs a new windshield.
Vacation Liability
This can offer protection should an accident occur on the premises while your RV is serving as a temporary residence.
Towing And Labor
This policy will cover towing, labor and trip interruption expenses such as transportation, meals and lodging.
Call Burton & Company To Discuss Your RV Insurance Needs
Most people embrace the RV lifestyle because it feels like a true escape, so don’t let real-world worries weigh you down on your RV adventures. Get in touch with Burton & Company today to find out how our policies can protect you from the unexpected. To get started, give us a call at (888) 652-1325 or request a quote online today.
