Running a home-based business? Commercial property insurance offers
greater coverage than your homeowner’s insurance policy.
Here are some situations where commercial property coverage can help:
- A lightning strike damages the electronics in your rented office
- Someone breaks into your office and steals your computers
- A storm sends a tree careening into the roof of your store
- A fire in your garage destroys your online shop’s inventory
- A burst pipe ruins the contents of your stockroom
Commercial Property Coverage Options We Provide
If something unexpected happens, you’ll have the peace of mind that comes from knowing everything in your building is
covered, including:
- Furniture and equipment
- Computers
- Documents
- Inventory
- Exterior signs
- Fencing
- Other parties’ property
At Burton & Company, we offer several forms of commercial property insurance for organizations, from flood insurance to
crime and equipment breakdown coverage. Outlined below are the primary commercial property insurance policies we have to
offer:
Crime Insurance
Crime insurance can address areas that commercial
property does not typically cover. Crime Insurance keeps the property inside your premises protected while you are
open for business. It also provides coverage if your employees are robbed while conducting business offsite.
With crime insurance, you can get protection against the disappearance, theft or destruction of money or securities
inside your workplace and offsite. Protect your business against dishonest acts committed by employees, such as
theft of property or money.
Equipment Breakdown Insurance
Equipment breakdown isn’t just frustrating – it can damage your profits. Our equipment breakdown coverage can keep
your business running by covering the cost of repairing or replacing damaged equipment. It can also cover business
income losses if the breakdown causes a business interruption.
Events covered by our equipment breakdown insurance include:
- Mechanical malfunctions
- Operator errors
- Power surges
Commercial Flood Insurance
Flooding can happen anywhere – and it’s not covered by most business insurance policies. Commercial flood insurance
provides valuable protection, whether your business is on the coast or further inland. Our policies can cover your
building as well as its contents to help your business stay afloat when disaster strikes.
Inland Marine Insurance
Inland marine insurance covers goods, materials and equipment that are being transported by land, such as by train
or truck. It also provides coverage for business property when it’s stored at off-site locations. If your employees
place items in work or personal vehicles for business purposes, inland marine insurance can ensure it’s protected.
Business Interruption Insurance
Commercial property insurance can cover repairing and
replacing damaged property when disaster strikes, but what happens if you can’t operate your business while waiting
for repairs? Business interruption insurance can provide the ultimate peace of mind by helping to replace lost
income if you are unable to conduct business due to a covered property damage.
Ocean Marine Insurance
Keep your goods safe during ocean transit with ocean marine insurance from Burton & Company. We offer tailored ocean
marine coverage including:
- Marine Cargo
- Marine Liability
- Marine Hull
- Marine Business Owner’s Policy
Reach Out To Burton & Company Today
A comprehensive commercial property insurance policy is one of the best investments you can make in your business. Burton & Company’s experienced agents can help you ensure you have proper support and business income coverage so you can recover quickly when life throws your business a curveball. Get in touch today by phone at (888) 652-1325 or request a quote online to discuss your business’s commercial property insurance needs.
