Business Insurance Policies We Offer
At Burton & Company, we have been providing organizations with business insurance policies since 1891. We offer all forms of coverage from property to professional liability. Here are the primary insurance policies we offer to businesses across Virginia:
Commercial Auto Insurance
Commercial auto insurance keeps your company’s vehicles protected from the unexpected, whether you use passenger vehicles, food trucks, cargo vans or utility trucks to get your work done. With collision, liability, comprehensive, underinsured and uninsured motorist, and rental car insurance options, you can cover all the bases and avoid financial devastation in the event of a serious accident.
Get more information on the various types of commercial auto insurance and find the coverage that fits your unique needs with Burton & Company.
Business Owners Policy Insurance
If worries about what could go wrong as a business owner are keeping you from focusing on growing your business, a business owners policy from Burton & Company is designed to provide everything you need to minimize risk.
It offers commercial property coverage to protect your physical assets from threats like storms and theft, general liability to keep your business afloat if you’re the subject of a lawsuit, and business income coverage that can help you cover your payroll and bills if an unexpected event forces you to temporarily close your doors. Equipment breakdown is another important coverage that can keep broken machinery and electronics from damaging your bottom line.
Group Health Insurance
Give your employees one of the top benefits a business can offer with attractive group health insurance packages. Choose from HMOs, PPOs, and other structures to give your employees the right level of medical coverage.
Group dental insurance can help your employees protect their oral health and maintain a healthy smile, while group disability insurance gives them the peace of mind that they can still support their families if work causes a temporary or long-term disability. Our group vision insurance includes preventative eye care and help paying for corrective lenses.
If your company doesn’t have the budget for comprehensive benefits, consider offering group voluntary benefits so they can take advantage of good rates without impacting your bottom line.
Commercial Liability Insurance
Don’t let the efforts you’ve put into growing your business be undone by a major lawsuit. Commercial liability insurance can protect you from common risks. General liability offers financial protection if you’re held liable for accidents that lead to property damage or customer injuries, while errors and omissions insurance covers financial losses suffered by others because of your employees’ action or lack of action.
Employment Practices Liability insurance can cover your business in lawsuits alleging harassment, discrimination, wrongful termination and poor workplace conditions, while Directors And Officers insurance covers your board from claims made against them over poor decisions or mistakes in company accounts. Modern businesses also need cyber liability insurance for financial protection if a cyber breach occurs to help with notification, credit monitoring and securing your systems.
Group Life Insurance
Stand out to potential employees and show you care about the people they support by working for you by offering a group life insurance plan. A basic life insurance policy is an affordable way to provide simple coverage. Offering supplemental life insurance enables them to purchase additional life insurance conveniently and easily.
Burton & Company also offers dependent life insurance to cover employees’ spouses and children and key person insurance to protect your business if your owner or another individual critical to running the company passes away.
Commercial Property Insurance
Commercial property insurance is one of the most important types of coverage for businesses of all types and sizes to protect physical assets from perils such as vandalism, theft, burst pipes, and natural disasters.
Specialized types of commercial property insurance from Burton & Company can address specific concerns. For example, equipment breakdown insurance can cover the cost of repairing or replacing essential equipment that is damaged and your income losses if the breakdown interrupts your business.
Inland marine insurance covers equipment, materials and goods being transported by land for your business as well as property stored at off-site locations, while ocean marine insurance can cover damage to your goods during ocean transit. Protect against damages caused by flooding with a commercial flood insurance policy.
Commercial Umbrella Insurance
For many business owners, it’s difficult to imagine a more devastating scenario than a liability lawsuit with a huge payout. Businesses can also run the risk of not having enough insurance. Which can be just as devastating as you’re left on the hook for more than you likely know.
If you’re worried how you’d cover a loss that exceeds the limits in your existing liability policies, commercial umbrella insurance can provide you with extra protection so you won’t have to cover those costs out of pocket. It can help cover medical bills, settlements, judgments, legal expenses and damage to other people’s property.
Talk To The Business Insurance Experts At Burton & Company
At Burton & Company, our team of business insurance advisors can work with you to determine your risks and present a comprehensive insurance solution that works for your budget. Call us today at (888) 652-1325 or request a quote online to find out how insurance can give you the protection you need to operate confidently with a focus on the future.
